- Do you avoid paying one bill so that you able to pay another?
- Are you only able to make the minimum payment required?
- Have you paid late fees on your credit cards on more than one occasion in the last 12months?
- Do you find yourself using credit cards or cash advances to pay for “ordinary” household expenses?
- Do you find yourself regularly concerned over finances?
- Do you live from paycheck to paycheck?
- Is it common practice to purchase goods that are not needed?
- Does the thought of paying your bills each month make you agitated?
- Have you “screened” calls @ home or work for fear of it being a creditor?
If you have answered yes to any of the above questions our organization can help!